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Employment Practices Liability
Employment practices liability insurance protects you against litigation. Legal challenges from employees can be very costly to defend and even more so if a lawsuit doesn’t go your way. Chubb’s Elite employment practices liability insurance covers your company against a variety of legal expenses, including punitive damages, settlements, and defence and claimants’ costs.
Risk Scenario
Who it’s for:
- Small to medium-sized private companies
- Publicly traded companies.
What it covers:
Employment practices insurance covers your business for these legal costs and actions:
- Damages – including injury to feelings
- Judgements and settlements
- Defence costs and awards
- Claimants’ costs
- Legal representation costs for employment investigations
- Cost of paying wages from date of dismissal to date of judgement if your company is ordered to reinstate or re-engage an employee
- Punitive and exemplary damages where insurable by law.