4 Questions to Determine Where to Keep Your Valuables
Masterpiece®
Insurance for Your Valuable Articles
You’ve worked hard to acquire the things you possess. That unique piece of art, the exquisite hand-crafted timepiece or the one-of-a-kind family heirloom.
When it comes to protecting the things that matter most, the last thing you need to hear – should your valuable items be lost, stolen or damaged – is that they’re not insured for their true value. Not all insurance products are equal. You can be assured that Chubb covers your valuable articles the way no other insurer can match.
While typical homeowner’s policies are designed to cover your home and what’s inside, there is sometimes limited coverage for valuable items – such as jewellery, fine art, wine and spirits, bicycles, and antiques – that may get lost, stolen, or damaged.
Tailored Protection with Superior Service
Tailored Protection with Superior Service
Masterpiece®
Chubb’s flagship prestige home and valuables offering for families and individuals with significant assets to insure and who appreciate a premium level of cover and service.
Key Coverage Highlights
Valuable Articles
Masterpiece® provides comprehensive coverage for valuable articles, so you can protect the items that are special to you.
What is covered?
- Jewellery and Watches
- Fine art / Antiques
- Wine collection
- Bicycles
- Musical instruments
- Sports gear / equipment
- China and crystal
- Cameras
- Silverware
- Manuscripts
- Rare books
- Furs
- Stamps and coins
Key Benefits
- List items in your collection separately from your contents cover. This way each item you list will be insured for an amount determined by you.
- Blanket Cover
If you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with a specified limit per item. So if you have a loss, your valuable item(s) will be replaced or repaired up to the insured limit.
- Loss in Market Value Cover
If a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction in market value up to the insured amount.
- Pairs and Sets Cover
Often valuable items form a part of a pair or set. If one piece of an itemised pair or set is lost or damaged, Chubb will cover the replacement cost of the entire set. All we need is the remaining piece(s).
- Optional Cash Settlement
In the unfortunate event that a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing it if it suits you better.
- Worldwide Cover
Your valuables are automatically covered wherever you take them in the world.
Masterpiece®
Other coverages included under Masterpiece:
Insights
Why You Need a Valuation for Your Collectibles — and How to Get One
Whether you’ve inherited a few pieces of jewellery, are starting to collect sports memorabilia, or have invested in wine or fine art over the years, your collectibles are a part of your history and your story. They may even be worth a substantial amount of money.
Insuring your wine collection with Masterpiece