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SPECTRA® for Captives
SPECTRA® for Captives Coverages
- Includes coverage for storm surge
Benefits
- Admitted policy
- Available as a standalone project or in conjunction with a captive property program
- Option to be structured as annual aggregate cap on named storm retentions
- Supports captive cashflow management
- Manuscript or follow form of captive's property policy
- Recognized key provider of insurance products and services for captive market
Minimums & Limits
- Minimum deductible is $100,000
- Minimum premium is $100,000
- Limits of $30 million
Target Client
- Captives, including captive managers, who wish to manage named storm exposures within the captive program; able to provide tailored solutions for captive risk management, especially where named storm capacity is limited
- Any captive with large named storm and storm surge (flood) retentions requiring reinsurance on an occurrence or annual aggregate basis
- Product can support captives with hospitality, real estate, entertainment and manufacturing exposures to named windstorms